Muliana, Irna Liza, and Emilda Hashim. “Examining the Effect of Financial Management, Shopping Behavior on Financial Literacy Among University Students ”. International Journal of Finance, Economics and Business 1, no. 1 (March 31, 2022): 43–50. Accessed December 21, 2024. https://journal.srnintellectual.com/index.php/ijfeb/article/view/3.