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International Journal of Finance, Economics and Business (IJFEB) is a double-blind peer-reviewed scientific journal published 4 times a year, i.e., March, June, September and December. IJFEB applies theory developed from finance, economics, and business study to actual circumstances. IJFEB aims to publish papers covering theoretical and empirical investigation across all finance, economics and business studies disciplines, including financial markets (e.g., portfolio theory, asset pricing, financial intermediation, investment banking, behavioral finance), financial instruments (e.g., derivatives, futures markets, computational finance, financial engineering, financial econometrics), corporate finance (e.g., corporate governance, investment policy, agency theory, risk management), public finance management, banking systems, financial regulation and policy. Economics focusing on applied microeconomics, behavioral and experimental economics, decision theory, development economics, econometrics, economic history, Islamic economics, economics of education, economics of technology, environmental, resource, and energy economics, financial economic, game theory, health economics, industrial organization, international trade, labor economics, macroeconomics, market design, microeconomic theory, monetary economics, political economy, public economics. IJFEB examines theoretical and empirical advances in buyer behavior, finance, organizational theory and behavior, marketing, risk, and insurance and regularly evaluates the international business. IJFEB broadly defined advanced management and organization knowledge in such fields as organization theory, organizational behavior, human resource management, strategy, international business, entrepreneurship, innovation, and critical management studies.